Fintech
Fintech needs a CTO who understands
both the code and the cap table.
We bring 15+ years of technology leadership to fintech companies — from payment infrastructure and compliance automation to AI-driven risk models. We understand the regulatory landscape, the security requirements, and the speed at which fintech needs to move.
15+
Years technology leadership
$140M+
Combined ARR built
75+
Products shipped
SOC 2
Compliance experience
Payment Infrastructure
We architect payment systems that handle millions of transactions — card processing, ACH, real-time payments, and multi-currency settlement with PCI DSS compliance.
Banking & Lending Platforms
Digital banking, neobank platforms, and lending systems. We build the core infrastructure, API layers, and integrations with banking partners and credit bureaus.
Compliance & Regulatory Technology
KYC/AML automation, regulatory reporting, and compliance monitoring systems. We build technology that keeps you compliant without slowing down your product.
AI-Driven Risk & Fraud
Machine learning models for credit scoring, fraud detection, and risk assessment. Real-time transaction monitoring and anomaly detection systems.
API & Platform Architecture
API-first fintech platforms designed for partner integrations, embedded finance, and platform scalability. We build systems that scale with transaction volume.
Security & Data Protection
SOC 2, PCI DSS, GDPR, and financial data protection. Security architecture, encryption, access controls, and audit systems built for financial-grade requirements.
Speed to market
Hiring a full-time fintech CTO takes 6-9 months. A fractional CTO starts in weeks — with pre-built knowledge of payment systems, compliance frameworks, and fintech architecture patterns.
Regulatory expertise from day one
Compliance mistakes in fintech are expensive. A fractional CTO with fintech experience builds compliance into the architecture from the start — not as an afterthought.
Pattern-matched experience
A fractional CTO who's worked across multiple fintech companies brings pattern recognition that a first-time fintech CTO simply doesn't have. They've seen what works and what fails.
Cost efficiency
A full-time fintech CTO costs $300K-$500K+ (salary + equity + benefits). A fractional CTO delivers comparable impact at 30-50% of the cost — capital you can deploy into product and growth.
Why do fintech companies need a fractional CTO?
Fintech companies face unique technical challenges — payment infrastructure, regulatory compliance, security requirements, and real-time transaction processing. A fractional CTO brings senior experience with these challenges at a fraction of the full-time cost, and can start delivering value in weeks rather than the months it takes to hire full-time.
What fintech compliance frameworks do you work with?
We have experience with PCI DSS, SOC 2, KYC/AML regulations, GDPR, and various financial regulatory frameworks across the US, Singapore, and India. We build compliance into the architecture from day one. See our fintech experience.
Can a fractional CTO handle the security requirements of fintech?
Absolutely. Security is non-negotiable in financial services. We architect systems with encryption, access controls, audit trails, and monitoring built in. We've helped companies achieve SOC 2 and PCI DSS compliance.
Building in fintech? Let's talk.
Book a 30-minute call to discuss your fintech technology challenges. We understand the regulatory landscape, the security requirements, and the speed at which fintech needs to ship.
Book a Strategy Call